{"id":14720,"date":"2024-11-27T05:32:55","date_gmt":"2024-11-27T05:32:55","guid":{"rendered":"https:\/\/athena.li\/?p=14720"},"modified":"2024-12-30T11:29:46","modified_gmt":"2024-12-30T11:29:46","slug":"the-new-standard-in-payments-how-security-and-speed-define-todays-gateways","status":"publish","type":"post","link":"https:\/\/athena.li\/ko\/\ubcf4\uc548\uacfc-\uc18d\ub3c4\uac00-\uc624\ub298\ub0a0-\uac8c\uc774\ud2b8\uc6e8\uc774\ub97c-\uc815\uc758\ud558\ub294-\uacb0\uc81c\/","title":{"rendered":"\uacb0\uc81c\uc758 \uc0c8\ub85c\uc6b4 \ud45c\uc900: \ubcf4\uc548\uacfc \uc18d\ub3c4\uac00 \uc624\ub298\ub0a0\uc758 \uac8c\uc774\ud2b8\uc6e8\uc774\ub97c \uc815\uc758\ud558\ub294 \ubc29\ubc95"},"content":{"rendered":"<p><br>\ube60\ub974\uac8c \uc9c4\ud654\ud558\ub294 \uc628\ub77c\uc778 \uac70\ub798\uc640 \ub514\uc9c0\ud138 \uac70\ub798\uc758 \uc138\uacc4\uc5d0\uc11c \uc804\uc790\uacb0\uc81c \ub300\ud589\uc0ac\ub294 \ub354 \uc774\uc0c1 \uc785\ucd9c\uae08\ub9cc \ucc98\ub9ac\ud558\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uacb0\uc81c \ub300\ud589\uc0ac\ub294 \uc2e0\ub8b0\uc640 \ud6a8\uc728\uc131\uc758 \uadfc\uac04\uc774\uba70, \uc0ac\uc6a9\uc790 \ub9cc\uc871\ub3c4\ub97c \ub192\uc774\uace0 \uaddc\uc815\uc744 \uc900\uc218\ud569\ub2c8\ub2e4. \ubcf4\uc548\uacfc \uc18d\ub3c4\uac00 \ucd5c\uc2e0 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc758 \uc911\uc694\ud55c \ubca4\uce58\ub9c8\ud06c\ub85c \ubd80\uc0c1\ud558\uba74\uc11c \uc5c5\uacc4 \ud45c\uc900\uc774 \uc7ac\ud3b8\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ubb38\uc11c\uc5d0\uc11c\ub294 \uc774\ub7ec\ud55c \uc694\uc18c\uac00 \uc624\ub298\ub0a0\uc758 \uac8c\uc774\ud2b8\uc6e8\uc774\ub97c \uc815\uc758\ud558\ub294 \ubc29\ubc95\uacfc \uace0\uac1d\uc758 \uc2e0\ub8b0\uc640 \ube44\uc988\ub2c8\uc2a4 \uc131\uacfc\ub97c \ud5a5\uc0c1\uc2dc\ud0a4\ub294 \ub370 \uc788\uc5b4 \uac8c\uc774\ud2b8\uc6e8\uc774\uc758 \uc5ed\ud560\uc5d0 \ub300\ud574 \uc790\uc138\ud788 \uc124\uba85\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\ucd5c\uc2e0 \ube0c\ub85c\ucee4\ub9ac\uc9c0\uc5d0\uc11c \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc758 \uc5ed\ud560<\/h4>\n\n\n\n<p>\uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \uace0\uac1d\uacfc \uae08\uc735\uae30\uad00 \uc0ac\uc774\uc758 \uac00\uad50 \uc5ed\ud560\uc744 \ud558\uba70 \uc790\uae08\uc774 \uc548\uc804\ud558\uace0 \uc2e0\uc18d\ud558\uac8c \uc774\uccb4\ub418\ub3c4\ub85d \ud569\ub2c8\ub2e4. \ube0c\ub85c\ucee4\uc5d0\uac8c \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \ub2e8\uc21c\ud55c \uac70\ub798 \ud504\ub85c\uc138\uc11c\uac00 \uc544\ub2c8\ub77c \uc2e0\ub8b0\uc131, \ud3b8\uc758\uc131, \uc548\uc804\uc131\uc744 \uc81c\uacf5\ud558\uc5ec \uace0\uac1d\uc744 \uc720\uce58\ud558\uace0 \uc720\uc9c0\ud558\ub294 \ub3c4\uad6c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\uc8fc\uc694 \uae30\ub2a5<\/strong>:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc785\uae08\uacfc \ucd9c\uae08\uc744 \uac04\ud3b8\ud558\uac8c \ucc98\ub9ac\ud558\uc138\uc694.<\/li>\n\n\n\n<li>\uac70\ub798\ub97c \uc548\uc804\ud558\uac8c \uc778\uc99d\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uae00\ub85c\ubc8c \uc6b4\uc601\uc744 \uc704\ud55c \ub2e4\uc911 \ud1b5\ud654 \uc9c0\uc6d0\uc744 \ucc98\ub9ac\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li>\uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0(AML) \ubc0f \uace0\uac1d \uc54c\uae30 \uc81c\ub3c4(KYC) \uaddc\uc815\uc744 \uc900\uc218\ud558\uc138\uc694.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">\ubcf4\uc548\uacfc \uc18d\ub3c4\uac00 \uac00\uc7a5 \uc911\uc694\ud55c \uc774\uc720<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uace0\uac1d\uc758 \uc2e0\ub8b0\uc640 \ud655\uc2e0<\/strong><br>\uace0\uac1d\uc740 \uae08\uc735 \uc790\uc0b0\uc744 \ube0c\ub85c\ucee4\uc5d0 \ub9e1\uae41\ub2c8\ub2e4. \ubbfc\uac10\ud55c \uc815\ubcf4\ub97c \ubcf4\ud638\ud558\ub294 \ubcf4\uc548 \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \uc2e0\ub8b0\ub97c \uad6c\ucd95\ud558\uace0 \uc9c0\uc18d\uc801\uc778 \ucc38\uc5ec\ub97c \uc720\ub3c4\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uacbd\uc7c1 \uc6b0\uc704<\/strong><br>\ube60\ub978 \uac70\ub798 \ucc98\ub9ac\ub294 \ud63c\uc7a1\ud55c \uc2dc\uc7a5\uc5d0\uc11c \ube0c\ub85c\ucee4\ub97c \ucc28\ubcc4\ud654\ud558\uc5ec \uc2e4\uc2dc\uac04 \uc790\uae08 \uc811\uadfc\uc131\uc744 \uc911\uc694\uc2dc\ud558\ub294 \ud2b8\ub808\uc774\ub354\ub97c \uc720\uce58\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc0ac\uae30 \ubc29\uc9c0<\/strong><br>\uac8c\uc774\ud2b8\uc6e8\uc774\uc758 \uace0\uae09 \ubcf4\uc548 \uc870\uce58\ub294 \uc0ac\uc774\ubc84 \uc704\ud611\uc73c\ub85c\ubd80\ud130 \ubcf4\ud638\ud558\uc5ec \ube0c\ub85c\ucee4\uc640 \uace0\uac1d \ubaa8\ub450\ub97c \uc7a0\uc7ac\uc801 \uc190\uc2e4\ub85c\ubd80\ud130 \ubcf4\ud638\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc6b4\uc601 \ud6a8\uc728\uc131<\/strong><br>\uace0\uc18d\uc758 \uc548\uc804\ud55c \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \uc6b4\uc601\uc744 \uac04\uc18c\ud654\ud558\uc5ec \uac00\ub3d9 \uc911\ub2e8 \uc2dc\uac04\uc744 \uc904\uc774\uace0 \ud604\uae08 \ud750\ub984 \uad00\ub9ac\ub97c \uac1c\uc120\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">\uc624\ub298\ub0a0 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\uc758 \uc8fc\uc694 \uae30\ub2a5<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc5d4\ub4dc\ud22c\uc5d4\ub4dc \uc554\ud638\ud654<\/strong><br>\uc554\ud638\ud654\ub294 \uc804\uc1a1 \uc911\uc5d0 \ubbfc\uac10\ud55c \ub370\uc774\ud130\ub97c \uc77d\uc744 \uc218 \uc5c6\ub3c4\ub85d \ud558\uc5ec \ub370\uc774\ud130 \uc720\ucd9c\uc758 \uc704\ud5d8\uc744 \uc904\uc5ec\uc90d\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc2e4\uc2dc\uac04 \uc0ac\uae30 \ud0d0\uc9c0<\/strong><br>AI \uae30\ubc18 \uc2dc\uc2a4\ud15c\uc740 \uac70\ub798\ub97c \uc2e4\uc2dc\uac04\uc73c\ub85c \ubaa8\ub2c8\ud130\ub9c1\ud558\uc5ec \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \ud65c\ub3d9\uc744 \uc2dd\ubcc4\ud558\uace0 \uac80\ud1a0\ub97c \uc704\ud574 \ud50c\ub798\uadf8\ub97c \uc9c0\uc815\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc989\uc2dc \ucc98\ub9ac<\/strong><br>\uace0\uae09 \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \uba87 \ucd08 \uc548\uc5d0 \uacb0\uc81c\ub97c \ucc98\ub9ac\ud558\ubbc0\ub85c \ud2b8\ub808\uc774\ub354\ub294 \uc9c0\uccb4 \uc5c6\uc774 \uc2dc\uc7a5 \uae30\ud68c\uc5d0 \ub300\uc751\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ub2e4\uacc4\uce35 \uc778\uc99d<\/strong><br>\uc0dd\uccb4 \uc778\uc99d \ubc0f 2\ub2e8\uacc4 \uc778\uc99d(2FA)\uacfc \uac19\uc740 \ubcf4\uc548 \ub85c\uadf8\uc778\uc744 \ud1b5\ud574 \ubb34\ub2e8 \uc561\uc138\uc2a4\ub85c\ubd80\ud130 \uc0ac\uc6a9\uc790 \uacc4\uc815\uc744 \ubcf4\ud638\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ube14\ub85d\uccb4\uc778 \uae30\uc220<\/strong><br>\ube14\ub85d\uccb4\uc778 \ud1b5\ud569\uc740 \ud22c\uba85\ud558\uace0 \ubcc0\uacbd \ubd88\uac00\ub2a5\ud55c \uac70\ub798 \uae30\ub85d\uc744 \uc81c\uacf5\ud558\uc5ec \ubcf4\uc548\uacfc \uaddc\uc815 \uc900\uc218\ub97c \uac15\ud654\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uaddc\uc815 \uc900\uc218<\/strong><br>\ucd5c\uc2e0 \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 AML\/KYC \uc194\ub8e8\uc158\uc744 \ud1b5\ud569\ud558\uc5ec \uaddc\uc815 \uc900\uc218\ub97c \uc790\ub3d9\ud654\ud558\uace0 \uc218\ub3d9 \uac1c\uc785\uc744 \uc904\uc774\uba70 \uae00\ub85c\ubc8c \ud45c\uc900 \uc900\uc218\ub97c \ubcf4\uc7a5\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">\uc18d\ub3c4\uc640 \ubcf4\uc548\uc758 \uc9c4\ud654<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc2dc\uac04\uc5d0\uc11c \ucd08 \ub2e8\uc704\ub85c<\/strong><br>\ucd08\uae30 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \uac70\ub798\ub97c \ucc98\ub9ac\ud558\ub294 \ub370 \uba87 \uc2dc\uac04 \ub610\ub294 \uba70\uce60\uc774 \uac78\ub9ac\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc558\uc2b5\ub2c8\ub2e4. \uc624\ub298\ub0a0\uc758 \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \uace0\uc18d \uc54c\uace0\ub9ac\uc998\uacfc \uc2e4\uc2dc\uac04 \ud1b5\uc2e0 \ucc44\ub110\uc744 \uc0ac\uc6a9\ud558\uc5ec \uac70\ub798\ub97c \uc989\uc2dc \uc644\ub8cc\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uae30\ubcf8 \uc778\uc99d\uc5d0\uc11c \uace0\uae09 \uc554\ud638\ud654\uae4c\uc9c0<\/strong><br>\ub2e8\uc21c\ud55c \ube44\ubc00\ubc88\ud638 \ubcf4\ud638\ub294 \uc815\uad50\ud55c \uc0ac\uc774\ubc84 \uacf5\uaca9\uc744 \ucc28\ub2e8\ud558\ub294 \ub2e4\ub2e8\uacc4 \uc778\uc99d \ubc0f \uc554\ud638\ud654 \uc54c\uace0\ub9ac\uc998\uc73c\ub85c \ub300\uccb4\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uae00\ub85c\ubc8c \ub3c4\ub2ec \ubc94\uc704 \ubc0f \ud655\uc7a5\uc131<\/strong><br>\uc774\uc81c \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\ub294 \uc5ec\ub7ec \ud1b5\ud654\uc640 \uc9c0\uc5ed\uc744 \uc9c0\uc6d0\ud558\uba70 \uc218\ucc9c \uac74\uc758 \ub3d9\uc2dc \uac70\ub798\ub97c \uc548\uc804\ud558\uac8c \ucc98\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">\ubcf4\uc548\uacfc \uc18d\ub3c4\ub97c \ub2ec\uc131\ud558\uae30 \uc704\ud55c \uacfc\uc81c<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uc18d\ub3c4\uc640 \ubcf4\uc548\uc758 \uade0\ud615<\/strong><br>\uc2e0\uc18d\ud55c \ucc98\ub9ac\ub85c \uc778\ud574 \uc0ac\uae30 \ubc29\uc9c0 \uba54\ucee4\ub2c8\uc998\uc758 \uacac\uace0\uc131\uc774 \ud6fc\uc190\ub418\uc5b4\uc11c\ub294 \uc548 \ub429\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uad6d\uacbd \uac04 \uac70\ub798<\/strong><br>\ub2e4\uc591\ud55c \uaddc\uc81c \ud658\uacbd, \ud1b5\ud654 \ubcc0\ud658 \ubc0f \uc2dc\uac04\ub300\ub97c \ucc98\ub9ac\ud558\uba74 \uc6b4\uc601\uc774 \ubcf5\uc7a1\ud574\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uae30\uc220 \ud1b5\ud569<\/strong><br>\uc911\uac1c\uc5c5\uccb4\ub294 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774\ub97c \ud50c\ub7ab\ud3fc\uacfc \uc6d0\ud65c\ud558\uac8c \ud1b5\ud569\ud558\uc5ec \uae30\uc220\uc801 \uacb0\ud568 \uc5c6\uc774 \uc6d0\ud65c\ud55c \uc0ac\uc6a9\uc790 \uacbd\ud5d8\uc744 \ubcf4\uc7a5\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">\uace0\uae09 \uac8c\uc774\ud2b8\uc6e8\uc774\ub97c \ud1b5\ud574 \uc911\uac1c\uc5c5\uccb4\uac00 \uc5bb\ub294 \uc774\uc810<\/h4>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\uace0\uac1d \uc720\uc9c0\uc728 \ud5a5\uc0c1<\/strong><br>\ube60\ub974\uace0 \uc548\uc804\ud55c \uac70\ub798\ub85c \uc0ac\uc6a9\uc790 \ub9cc\uc871\ub3c4\ub97c \ub192\uc774\uace0 \uc774\ud0c8\ub960\uc744 \uc904\uc785\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uc0ac\uae30 \uad00\ub828 \uc190\uc2e4 \uac10\uc18c<\/strong><br>\uace0\uae09 \ubcf4\uc548 \uc870\uce58\ub294 \uc0ac\uae30 \uc704\ud5d8\uc744 \uc644\ud654\ud558\uc5ec \ube0c\ub85c\ucee4\uc640 \uace0\uac1d \ubaa8\ub450\ub97c \ubcf4\ud638\ud569\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\ube0c\ub79c\ub4dc \ud3c9\ud310 \ud5a5\uc0c1<\/strong><br>\uc548\uc804\ud558\uace0 \ud6a8\uc728\uc801\uc778 \uac70\ub798\ub97c \uc6b0\uc120\uc2dc\ud558\ub294 \ube0c\ub85c\ucee4\ub294 \uc2e0\ub8b0\uc131\uacfc \uc804\ubb38\uc131\uc73c\ub85c \uba85\uc131\uc744 \uc5bb\uc2b5\ub2c8\ub2e4.<\/li>\n\n\n\n<li><strong>\uaddc\uc81c \ubcf4\ud638<\/strong><br>\uc790\ub3d9\ud654\ub41c \uaddc\uc815 \uc900\uc218 \ud504\ub85c\uc138\uc2a4\ub294 \uacfc\uc9d5\uae08 \uc704\ud5d8\uc744 \uc904\uc5ec \ub2e4\uc591\ud55c \uc2dc\uc7a5\uc5d0\uc11c \uc6d0\ud65c\ud55c \uc6b4\uc601\uc744 \ubcf4\uc7a5\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h4 class=\"wp-block-heading\">\ubbf8\ub798 \uc5ff\ubcf4\uae30<\/h4>\n\n\n\n<p><strong>AI \uae30\ubc18 \ub9ac\uc2a4\ud06c \uad00\ub9ac<\/strong><br>AI\ub294 \uc0ac\uc6a9\uc790 \ud589\ub3d9\uc744 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